By Raja Izz, MBA
Photo credit: Amanah Saham Nasional Berhad.
Disclaimer: This article is for educational purposes only and should not be considered financial advice.
Remember when your uncle insisted Bitcoin was a scam in 2020? Well, he's now asking you how to set up a crypto wallet. Times change, and so do investment strategies – but what remains constant is the need for thoughtful portfolio planning.
The modern Malaysian gentleman faces an investment landscape as diverse as our mamak menu. From the tried-and-tested Amanah Saham Bumiputera (ASB) to the volatile world of cryptocurrency, the choices can be as overwhelming as picking a dinner spot in Bangsar.
Let's cut through the noise.
Traditional investment vehicles like ASB have long been the backbone of Malaysian wealth building, offering returns as reliable as your grandmother's rendang recipe. With an average annual dividend of 6.5% over the past decade, it's the financial equivalent of comfort food – not exactly exciting, but dependably satisfying. Unit trusts and fixed deposits, meanwhile, continue to play their role as the "nasi putih" of investment portfolios – basic, essential, but hardly enough on their own.
