16.11.2025

A woman’s perspective on the unfiltered truth about money and relationships

A woman shares an unfiltered take on dating men richer, poorer, or equal to her - revealing how money silently shapes love and relationship dynamics.

GC illustration.
 

Hi GC,

I stumbled onto your site last month while looking for answers about why my date got weird when I paid for dinner. Your "Ask the Gent" section had me hooked - finally, men talking honestly about modern masculinity, mental health, and the gender wars without the usual macho nonsense.

I've read your pieces on men's struggles with purpose, the gender equality, how modern woman has everyone confused about who's supposed to do what. You're doing important work. Your reputation for tackling uncomfortable truths is exactly why I'm writing this.

But here's what you're missing: a woman's voice on the money question. Not a sociologist's theory. The raw truth from someone who's lived it.

So let's cut the bullshit. Your readers - presumably successful men who understand power in business but pretend it doesn't exist in relationships - need to hear what women actually think about dating across different income levels. Not the polite version we serve at dinner parties. The real truth.

When He's Richer Than You

Here's what men tell themselves: she loves you for you. Here's reality: she's doing mental calculations every single day, and you're both pretending she isn't.

The rich guy dating a woman with less money thinks he's being a good guy. Not threatened by her smaller success because his is so much bigger. He loves that she's "real" and "down to earth." Translation: he enjoys having more power and calls it authenticity.

Meanwhile, she's walking a tightrope. Accept his money and she's a gold-digger. Don't accept it and she's ungrateful. She has to be thankful but not desperate, ambitious but not too ambitious, comfortable in his world but not too comfortable. Managing his ego becomes her unpaid full-time job.

The relationship works when he doesn't use his money as a weapon and she doesn't hate herself for needing it. This happens maybe 10% of the time. The rest? He eventually throws it in her face during a fight, or she leaves because she's tired of feeling bought.

When She's Richer Than You

Guys, this is where your ego dies a painful death.

You can say you're okay with a woman earning more. You can support equality. You can admire her success. But when she pays for dinner four times in a row, when her bonus is bigger than your yearly salary, when her family's holiday home makes yours look tiny - something inside you breaks.

The successful woman dating a guy with less money becomes his therapist. She manages his hurt feelings while pretending not to notice them. She downplays her wins. Doesn't mention the promotion. Lets him pay in front of friends even though it makes no financial sense. She performs a smaller version of herself.

And the worst part? She often does this because she actually loves him. She'd rather have him than be fully herself.

Men who can handle this are rare. Like, really rare. I've met two in my entire life.

When You're Financial Equals

Sounds perfect, right? Wrong. Keeping everything equal becomes exhausting. Who paid last time? Whose turn now? Should we split this holiday 50/50 even though you picked the expensive hotel?

Equal money doesn't create easy partnership. It creates accounting. You're both keeping score. Both making sure nobody's being used. The relationship becomes transactional: fair, but cold.

The couples who make it work stop counting. They build something truly shared where "mine" and "yours" becomes "ours." But most people can't trust like that until they're sure about the relationship. Problem: you can't get sure without that trust first.

The Uncomfortable Truth

Money doesn't complicate love. It just shows what was always there: relationships are about power. Every relationship has someone who wants more and someone who wants less. Someone who gives more and someone who takes more. Money just makes it obvious.

Want to handle wealth differences? Stop pretending money doesn't matter. Stop calling money talks "unromantic." Stop thinking love fixes everything when "everything" includes someone earning six figures more.

Have the conversation. Early. Clearly. Talk about expectations, resentments, what independence or dependence means to both of you. Discuss how you'll handle gifts, holidays, where you'll live. Agree on what fair means for you specifically.

And seriously, rich men: if you date women with less money, don't act shocked when money matters. You chose this. You keep it this way. Own it or date differently.

Women: stop accepting scraps and calling it love. If he's rich and serious about you, you should never feel broke. If he makes you feel lucky to exist in his income bracket, leave.

The best relationships I've seen across money gaps? Both people are honest about what they're getting and giving. Nobody pretends money doesn't count. Nobody's ashamed of wanting security or success. They've looked at the power thing straight on and decided it works for them.

Everything else is expensive pretending.

So here's my question to GC and your readers: Are you brave enough to have this conversation with the woman you're dating? Or will you keep pretending money doesn't matter until it explodes in your face?

 

Sincerely,
Priya

Answer by The Gent:

Dear Priya,

You've mapped the terrain with surgical precision. Every word lands because it's true. The mental calculations. The ego management. The performative dimming of light. The expensive pretending. You've described the game perfectly.

Now let's talk about why neither side can quit playing it.

There's an ancient story that haunts us whenever we think about this. The moment in The Garden of Eden when Adam, despite having everything, felt the weight of loneliness. He asked his creator for a companion. The creator obliged, fashioning Eve from Adam's own rib. Not from his head, the story goes, so she wouldn't rule over him. Not from his feet, so he wouldn't trample her. But from his side - equal, proximate, necessary.

Beautiful mythology. But here's what the story doesn't mention: there is no free lunch in paradise.

The moment Eve came into being, so did the fundamental tension you've outlined. Adam was no longer complete unto himself. His sufficiency was compromised. He needed her. Not just for companionship, but for the very definition of his wholeness. And she, formed from his absence, carried the original debt: she existed because he was insufficient alone.

This isn't poetry. This is the operating system.

The Biological Trap

You're right that relationships are power dynamics, but let's go deeper: they're power dynamics built on incompatible biological imperatives that made perfect sense 5,000 years ago and are catastrophically outdated now.

Male provision wasn't ego. It was survival. The man who couldn't provide didn't pass on his genes. The woman who chose poorly starved, along with her children. For millennia, female mate selection based on resources wasn't shallow - it was sophisticated risk assessment. And male resource accumulation wasn't greed - it was reproductive strategy.

Fast forward to 2025. Women don't need men's money to survive. Many earn more. But the psychological wiring remains. You describe those mental calculations women make - they're not cultural conditioning alone. They're ancient algorithms still running in modern hardware. And when a man feels that primitive recoil as you pay for the fourth dinner? That's not fragile masculinity. That's the existential vertigo of a being whose core program - "I provide, therefore I matter" - just crashed.

Neither of you chose these responses. You inherited them.

The Economic Betrayal

But here's where it gets cruel: modern economics has made the biological program impossible to run while simultaneously refusing to update it.

Your grandfather's generation had a deal: he worked one job, earned enough for a family, came home to a wife who managed the household. Clear roles. Clear value exchange. Nobody keeping score because the ledger was obvious.

That world is dead. Two incomes are now required for what one used to provide. Women entered the workforce not primarily for fulfillment but because economic survival demanded it. And yet - and this is the trap - the old expectations persist like phantom limbs.

She still wants a man who can provide (even though she can provide for herself). He still wants to be needed for provision (even though she doesn't need it). Both feel guilty for wanting these things. Both perform not-wanting them. The relationship becomes theater.

You call it expensive pretending. We call it the price we pay for living in transition - between what we were and what we're becoming, fluent in neither language.

The Psychological Cage

Here's what kill us about your letter: you've identified that men with less money become their partners' "therapists," that successful women "manage hurt feelings." You're right. But let's examine what's actually happening there.

When a man dates up economically, he's confronting the central terror of modern masculinity: What is my value if not provision?

This isn't petty ego. This is identity dissolution. For generations, men have been given exactly one clear answer to "Why do I matter?": Because we provide. Because we protect. Because we're needed.

Now remove that. Tell him he's loved "for who he is." Beautiful sentiment. Existentially terrifying reality. Because who is he, stripped of function? Most men have never asked this question. They've never had to. Their worth was self-evident in their utility.

The woman who out-earns her partner isn't just managing his ego. She's managing his encounter with the void.

And women - you describe your own trap with devastating clarity. The tightrope walk. The impossible calibration. But here's what you're really describing: the punishment women receive for male evolution failing to keep pace.

You're literally performing a smaller version of yourself so men can feel bigger. Not because you're weak, but because his psychological architecture can't yet accommodate your full scale. You're shape-shifting to fit outdated containers. And you're doing it out of love, which makes it even more tragic.

The Systemic Truth

This isn't men versus women. This is both genders trapped in a system designed for a world that no longer exists, playing roles that no longer work, with psychological equipment that hasn't updated.

You ask if we're brave enough to have the money conversation. Here's the harder question: Are we brave enough to have the identity conversation underneath it?

This question don't have answers yet. We're the generation doing the experimental surgery on ourselves, trying to figure out new models of value, new distributions of power, new definitions of masculine and feminine that aren't rooted in economic necessity or biological determinism.

The Trap Neither Can Escape

You describe three scenarios - him richer, her richer, dead equal - and correctly identify that all three fail in their own ways. But notice what you're really saying: there is no configuration that works.

This isn't because people are doing it wrong. It's because we're trying to build egalitarian partnerships using psychological tools designed for hierarchical survival arrangements.

The man who doesn't weaponize his wealth? He's fighting 5,000 years of male social programming that says resources equal status equal access equal reproductive success.

The woman who doesn't resent financial dependence? She's fighting her own programming that says dependence equals vulnerability equals danger.

The couple that stops counting? They've achieved something that required them to completely rewire their factory settings.

You've met two men who can handle dating up. I'd argue those two men have done something almost superhuman: they've constructed an identity independent of provision. They've answered "Who am I?" with something other than "What I can give."

That's not a small thing. That's philosophical enlightenment in a culture that offers men no framework for it.

Why We Can't Quit the Game

So why can't either side quit playing? Because quitting requires answering questions we don't have answers to yet:

If not provision, what is male purpose? If not selection based on resources, what is female attraction? If not exchange, what is partnership? If not roles, what is identity?

We're political animals trying to transcend our programming while still running on it. We're building new worlds with old tools. We want egalitarian love while still feeling hierarchical instincts. We want to be chosen for our essence while still being evaluated by our assets.

The tension you describe isn't a bug. It's the sound of evolution happening in real-time, in individual relationships, at tremendous personal cost.

The Expensive Truth

You're right that the best relationships involve people being honest about what they're getting and giving. But let's be honest about why that's so rare: it requires both parties to admit that love isn't pure, that attraction has calculations, that partnership has transactions, that no one is loved "just for being themselves."

We're all loved for what we bring. The question is whether we can accept that truth without letting it poison everything.

The couple that works across a wealth gap? They've looked at the exchange and said: "Yes, there's a calculation here. Yes, power is unequal. Yes, this creates tension. And yes, we choose this anyway."

That's not romantic. That's pragmatic. And radical honesty is the only foundation that can bear the weight of these contradictions.

Your Question Answered

You ask if we're brave enough to have this conversation with the women we're dating.

Here's our answer: Most aren't. Not because they're cowards, but because they don't have the vocabulary. They've never been taught to think about their own value outside of doing and providing. They've never been asked to examine why her success feels like his failure.

And most women aren't ready either - not because they're unaware, but because saying "Yes, your money matters to me" feels like betraying the feminist achievement of independence. Saying "Your success threatens something primal in me" feels like betraying egalitarian ideals.

Both sides are prisoners of principles we're not ready to let go of and realities we can't deny.

So we do what you've described: we perform. We pretend. We keep score silently. We resent quietly. We call it love and wonder why it feels like work.

What Comes Next

You've thrown down a gauntlet, Priya. Not just to GC, but to everyone trying to build relationships in this broken transition between old models and new ones.

The question isn't whether we're brave enough to talk about money.

The question is whether we're brave enough to talk about what money represents: worth, purpose, identity, power, fear, need, and the terrifying possibility that when we strip away all the economic variables, we might not know who we are to each other at all.

Adam asked for Eve because he was lonely. The creator obliged. But the price of companionship was permanent incompleteness - the loss of self-sufficiency, the introduction of need, the beginning of negotiation.

We're still paying that price. We're still figuring out the terms.

Your letter doesn't solve it. Neither does this response. But naming the trap is the first step to escaping it.

So thank you for naming it clearly.

Gentlemen - and ladies - the conversation starts now.

 

With respect,

The Gent

 

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